TitleSearch.com Records
Which Title Search Is Right For Me?
Unsure what title search is right for you? Here we outline the most common title reports purchased by typical title search consumer groups. Select your relevant consumer type below to expand it and learn what may be your appropriate option.
If you need further help, or for a customized search, give us a call at 1-877-848-5337.
Homeowners
Economy Current Owner Search
Our cheapest current owner search. The Economy current owner search and resulting abstract provides property information, current owner names, current deed info, and lists all open (unsatisfied) encumbrances; mortgages, judgments, liens, etc. The Economy title report includes a scanned copy of the current deed.
Expanded Current Owner Search
A step up from Economy current owner search, our Expanded search provides the same abstract as our economy search, with a copy of the current deed, and also includes pertinent page copies of all other encumbrances listed in the abstract (mortgages, liens, judgments, etc).
Chain of Title Searches
The chain of title search will abstract all deeds (recorded property transfers) back to a set period of time on a property; typically 50 years or to 1940, although we accept custom date requests. As a homeowner, this is useful for historical purposes. How far back do you go? It's entirely up to you.
Easement Searches
Searches a property for any easements and rights of way that have been established on the property. This search will require you pick a time-period for us to search back; 20, 30, or 50 years.
Mineral Rights Searches
Searches a property for any oil, gas, and other sub-surface mineral rights that have been separated from property ownership. This search will require you pick a time-period for us to search back; 20, 30, or 50 years.
Judgment & Lien Searches
We can search for any unsatisfied judgments & liens on a specific address, or we can search a person's name over a set period of time. You'll need to contact us to proceed.
Mortgage Assignment Chain Search
We'll research a specific property for any open (unsatisfied) mortgages on the current owner, along with all mortgage assignments (ownership transfers between financial institutions) that may exist for any open mortgages. The report includes pertinent page copies of all other open mortgages and assignments listed in the abstract.
This title report useful if you've had issues with a change in mortgage servicers over your time of ownership, and are seeking a complete chain of transfers, including names, dates, amounts, etc.
HOA Searches
An HOA title search is a crucial step when purchasing property within a homeowners association. It helps you uncover any financial obligations, legal issues, or restrictions tied to the property or HOA. You'll need to contact us to proceed.
Current Deed Retrieval
We'll retrieve, from official public records, a non-certified copy of the most recent deed record on your residential property.
Real Estate Investors
Expanded Current Owner Search
The Expanded current owner search abstracts property information, current owner names, current deed, and researches for all open (unsatisfied) encumbrances; mortgages, judgments, liens. It includes a copy of the current deed, along with pertinent page copies of all encumbrances listed in the abstract (mortgages, liens, judgments, etc).
This is our most commonly used residential property report for real estate investors. It's often purchased by pre-foreclosure investors and hard money lenders. There's a residential and commercial search variant available for this title search type.
Two-Owner Searches
Our two owner searches provide the same research as the above current search, but researches further back... to the prior owner (current owner + prior owner). A common usage for this report is for property post-foreclosure; bank owned. You'll want your title search look back for encumbrances and other potential clouds on title due to the prior owner foreclosed upon rather than just the current owner (financial institution).
The residential variant includes a copy of the current deed, along with pertinent page copies of all encumbrances listed in the abstract (mortgages, liens, judgments, etc). Whereas the commercial variant provides the same, but includes full copies of encumbrances, in which the purchaser is responsible for all copy fees incurred.
Easement Searches
Searches a property for any easements and rights of way that have been established on the property. This search will require you pick a time-period for us to search back; 20, 30, or 50 years.
Mineral Rights Searches
Searches a property for any oil, gas, and other sub-surface mineral rights that have been separated from property ownership. This search will require you pick a time-period for us to search back; 20, 30, or 50 years.
Judgment & Lien Searches
We can search for any unsatisfied judgments & liens on a specific address, or we can search a person's name over a set period of time. You'll need to contact us to proceed.
HOA Searches
An HOA title search is a crucial step when purchasing property within a homeowners association. It helps you uncover any financial obligations, legal issues, or restrictions tied to the HOA. You'll need to contact us to proceed.
Insurance Agencies
Expanded Current Owner Search
The Expanded current owner search abstract provides property information, taxes, current owner names, and details for all open (unsatisfied) encumbrances; mortgages, judgments, liens. It includes a copy of the current deed, along with pertinent page copies of all encumbrances listed in the abstract (mortgages, liens, judgments, etc).
This is our most commonly used title search product by insurance agencies; prior to distribution of claims. It comes in both residential and commercial zoning variants.
UCC Searches
We'll search on an individual or business entity name in both county and state records for any open, officially filed/recorded UCCs. You'll need to contact us to proceed.
HOA Searches
An HOA Title Search is a crucial step when purchasing property within a homeowners association. It helps you uncover any financial obligations, legal issues, or restrictions tied to the property or HOA. You'll need to contact us to proceed.
Current Deed Retrieval
We'll retrieve, from official public records, a non-certified copy of the most recent deed record on a residential or commercial property.
Government
For any government orders, please contact us first to set up your account. We already service all major government agencies and may have your department and branch in our system under which we'll register your user. In kind, several report types have already been custom tailored exactly to department and branch needs, which may not be accurately reflected here on our public sales website.
Expanded Current Owner Searches
The Expanded current owner search abstract provides property information, taxes, current owner names, and details for all open (unsatisfied) encumbrances; mortgages, judgments, liens, including federal tax liens. It includes a copy of the current deed, along with pertinent page copies of all encumbrances listed in the abstract (mortgages, liens, judgments, etc).The title search comes in both residential and commercial zoning variants.
Note: While this is one of our more popular title search products ordered by government agencies, open encumbrances/copies alone may be insufficient for certain legal or research requirements. You'll need to opt instead for our Complete Current Owner Search (open and closed encumbrance search with copies) variant below.
Complete Current Owner Searches
The Complete current owner search provides property information, taxes, current owner names, current deed, and searches for all open and closed (satisfied and unsatisfied) encumbrances for the current property owner; mortgages, judgments, liens, etc. The title abstract includes a copy of the current deed, along with full page copies of all encumbrances listed in the abstract.The title search comes in both residential and commercial zoning variants.
Note: Your requirements may dictate a dated full search, meaning you need a search back 30 to 40 years. See our full searches further below for more information.
Two-Owner Searches
Our two owner searches provide the same research as the above Expanded current owner search, but researches further back... to the prior owner (current owner + prior owner). We'll research back for open encumbrances and other potential clouds on title due to the current owner, as well as the prior owner.
The residential variant includes a copy of the current deed, along with pertinent page copies of all open encumbrances listed in the abstract (mortgages, liens, judgments, etc). Whereas the commercial variant provides the same, but includes full copies of encumbrances, in which the purchaser is responsible for all copy fees incurred.
Full Searches
A full title search provides property information, taxes, current owner names, all recorded deeds (property transfers; a deed chain), and searches for encumbrances; mortgages, judgments, liens, leases, easements, etc. Searches on encumbrances can be either for open (satisfied) or open and closed (satisfied and unsatisfied).
The title report includes copies of all deeds listed in the deed chain. And again, depending on your needs, includes either pertinent or full page copies of all ecumbrances listed in the abstract. The title search comes in both residential and commercial zoning variants.
Current Deed Retrieval
We'll retrieve, from official public records, a non-certified copy of the most recent deed record on a residential or commercial property.
Attorneys
Economy Current Owner Search
Our cheapest current owner search. The Economy current owner search and resulting abstract provides property information, current owner names, current deed info, and lists all open (unsatisfied) encumbrances; mortgages, judgments, liens, etc. The Economy title report includes a scanned copy of the current deed.
All versions of our current owner searches come in two zoning variants, residential and commercial. Selecting the correct zoning upfront will facilitate a quicker turn time.
Expanded Current Owner Search
A step up from Economy current owner search, our Expanded search provides the same abstract as our economy search, with a copy of the current deed, and also includes pertinent page copies of all other encumbrances listed in the abstract (mortgages, liens, judgments, etc). This is our most popular current owner search purchased by law firms.
All versions of our current owner searches come in two zoning variants, residential and commercial. Selecting the correct zoning type upfront will facilitate a quicker turn time.
Note: While the Expanded title search abstracts for open encumbrances and includes pertinent page copies, we also provide current owner reports with full page copies, and searches that will abstract for open and closed encumbrances. See our current owner search products page for all variations.
Easement Searches
Searches a property for any easements and rights of way that have been established on the property. This search will require you pick a time-period for us to search back; 20, 30, or 50 years.
Mineral Rights Searches
Searches a property for any oil, gas, and other sub-surface mineral rights that have been separated from property ownership. This search will require you pick a time-period for us to search back; 20, 30, or 50 years.
Judgment & Lien Searches
We can search for any unsatisfied judgments & liens on a specific address, or we can search a person's name over a set period of time. You'll need to contact us to proceed.
HOA Searches
An HOA title search is a crucial step when purchasing property within a homeowners association. It helps you uncover any financial obligations, legal issues, or restrictions tied to the property or HOA. You'll need to contact us to proceed.
Current Deed Retrieval
We'll retrieve, from official public records, a non-certified copy of the most recent deed record on a property.
Document Retrieval
We'll retrieve, from official public records, a copy of any recorded document on a property, person, or entity.
Lenders
AFX Research & TitleSearch.com provides title search services to real estate lending institutions of all sizes, for a variety of funding types; construction loans, refinancing, home equity lines (HELOCs), FHA 203K loans, and HomeStyle Renovation loans.
We help lenders streamline the loan process, leveraging cutting-edge technologies to provide integrated, fast, accurate title research. For API integrated partners, we average under 0.75 business days to complete a title report. For larger tech-forward institutions, you'll want to contact us to collaborate.
A few major benfits to working with us:
- Pre-negotiated volume discounts; set nation-wide pricing
- National coverage
- API integration ready
- PDF, XLSX, Word, and JSON title report formats
- White-label reports
- Ultra-fast turn-times
For more information, visit our corporate client services page. Our most popular products for banks catering to real estate funding are as follows:
Economy Current Owner Search
Our cheapest current owner search. The Economy current owner search and resulting abstract provides property information, current owner names, current deed info, and lists all open (unsatisfied) encumbrances; mortgages, judgments, liens, etc. The Economy title report includes a scanned copy of the current deed.
All versions of our current owner searches come in two zoning variants, residential and commercial. Selecting the correct zoning upfront will facilitate a quicker turn time.
Expanded Current Owner Search
A step up from Economy current owner search, our Expanded search provides the same abstract as our economy search, with a copy of the current deed, and also includes pertinent page copies of all other encumbrances listed in the abstract (mortgages, liens, judgments, etc).
All versions of our current owner searches come in two zoning variants, residential and commercial. Selecting the correct zoning type upfront will facilitate a quicker turn time.
Note: While the Expanded title search abstracts for open encumbrances and includes pertinent page copies, we also provide current owner reports with full page copies, and searches that will abstract for open and closed encumbrances. See our current owner search products page for all variations.
HOA Searches
An HOA title search is a crucial step when purchasing property within a homeowners association. It helps you uncover any financial obligations, legal issues, or restrictions tied to the property or HOA. You'll need to contact us to proceed.
Current Deed Retrieval
We'll retrieve, from official public records, a non-certified copy of the most recent deed record on a property.
Document Retrieval
We'll retrieve, from official public records, a copy of any recorded document on a property, person, or entity.
Mortgage Servicers
AFX Research & TitleSearch.com have ready-made uninsured title search products that meet Fannie Mae loan requirements of mortgage servicing during foreclosure. An initial title report and subsequent title updates must confirm property title and identify all recorded liens & encumbrances clouding title.
Per Fannie Mae, "foreclosure-related title costs must be kept at a minimum and in compliance with Fannie Mae maximum allowable title costs."
Maximum foreclosure title research-related costs are as stated:
- an initial two-owner title report dating back to the deed prior to the mortgagor's; an uninsured title search without charges for insurance or guarantees.
- up to 3 title updates to the initial two-owner title search required and necessary to complete the foreclosure sale.
- a summary and complete copies of all abstracted documents.
Two-Owner Searches
Our two ownersearches provide the same research as the above current search, but researches further back... to the prior owner (current owner + prior owner). A common usage for this report is for bank-owned property. You'll want your title search look back for encumbrances and other potential clouds on title due to the prior owner foreclosed upon rather than just the current owner (financial institution).
The residential variant includes a copy of the current deed, along with pertinent page copies of all encumbrances listed in the abstract (mortgages, liens, judgments, etc). Whereas the commercial variant provides the same, but includes full copies of encumbrances, in which the purchaser is responsible for all copy fees incurred.
Title updates are $125.00 for residential properties and $175.00 for commercial.
Oil, Gas, & Minerals Industries
Mineral Rights Searches
An exhaustive search on a property for any oil, gas, and other sub-surface mineral rights that have been separated from property ownership. This search will require you pick a time-period for us to search back; 20, 30, or 50 years.
Easement Searches
Searches a property for any easements and rights of way that have been established on a property. This search will require you pick a time-period for us to search back; 20, 30, or 50 years.
SAAS Loan Origination Softwares (LOS)
Title Updates & Date-downs for LOS & CLMs
AFX Research provides integrated title search services to both major and boutique LOS (Loan Origination Software) and CLM (Construction Loan Management) SAAS platforms. For API integrated partners, we average under 0.75 business days to complete a title report. We'll customize title reporting to whatever industry, regulations, or other property abstract needs you may have. You'll want to contact us to collaborate.
A few major benefits to working with us:
- Volume pricing
- Nationwide coverage
- API integration ready
- PDF, XLSX, Word, and JSON title report formats
- White-label reports
- Ultra-fast turn-times
For more information, visit our corporate client services page.
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