Liens, UCC, & HOA/COA/POA Products

Document copies (scanned pages of deeds, mortgages, liens, etc) provided in a completed property report will vary based on the type of property report purchased.

• Some reports DO NOT include any copies; just an abstract of data from the documents.
• Other reports will include pertinent pages, priced into the listed price of the report (click here to watch a video about pertinent pages vs full copies).
• And for some reports we will include copies, but the cost of those copies will be charged separately from the report.

Where stated "+ copy fees" means we will include copies, but all copy costs charged to us by the records' office to obtain those page scans will be billed to you. We will charge your credit card separately for the copy fees -after retrieving all copies and prior to delivery of the report to you.

We DO NOT markup copy fees. Copy fees can range from county to county, provider to provider, but as a very general rule run $5 for the first page, and $1 for each additional page.

When requesting pertinent page copies or full copies for open, or more-so, open and closed documents, be aware that complex or far-dated searches can lead to a tremendous amount of copy costs. One full mortgage document alone can be 50-100 pages long.

There are 2 types of copies we can retrieve.

• Pertinent Pages: We will only scan pages that contain the important (pertinent) information of a document; names, dates, amounts, etc. This reduces copy costs charged by public records offices.
• Full Pages: We will scan all pages of the entire recorded document, regardless of page length or cost.

And there are 2 categories of documents we can abstract and retain copies for:

• Open: When purchasing an abstract, in most cases clients will only care about what is currently applicable to the property, such as the current deed(s) and any items that currently encumber the property; mortgages or deeds of trust, liens, judgments, etc.
• Closed: There are cases where clients need a search and copies of documents that are both open (currently applicable, unsatisfied) and closed (items that no longer encumber or affect the property, satisfied), such as a deed from a prior owner, satisfied mortgages, released liens, etc.

In regards to title research, real estate will fall into 2 zoning types.

• Residential: A home or residential unit like a condo, timeshare, etc.
• Commercial: A commercial building or multi-unit complex, like an apartment.

As a general rule, multi-unit complexes of 4 or less units we will attempt to treat as a residential property. Please inquire with us first.

The main reason title search companies will make a distinction between residential and commercial property is due to the complex ownership structures and recorded history of commercial properties.