TitleSearch.com Records
Current Owner Search Products
Certified current-owner abstracts — ownership, tax status, and open encumbrances — with exactly the level of document copies you need.
Summary
A current owner search identifies the current owner(s) of a property, property tax status, and encumbrances against the property; mortgages, liens, judgments, etc. All current owner searches offered below provide the same search and title abstract — they vary only in the additional document copies provided and the property zoning type.
Average completion time for a current owner search and title report is 3–5 business days, but will vary depending on county records access and abstract complexity.
We also provide Update Title Search services for prior current owner searches completed by us within the last year (365 days): $75.00 for residential updates and $125.00 for commercial updates.
Details
A current owner search includes:
- certified title abstractor
- guaranteed title abstract
- back to: current owner transfer
- property ownership name(s)
- recording dates, books, pages
- tax status
- abstracted deed
- abstracted mortgages
- abstracted liens
- abstracted judgments
- any other encumbrances
- encumbrance amounts
Choose Your Level of Document Copies
Every tier includes the same certified title search and abstract. They differ only in the document copies bundled with the report — from none, to pertinent pages, to all open documents, to a complete open-and-closed set. Pick your property's zoning type below.
Residential
No copies — the certified abstract of record data only.
Pertinent pages of the open documents, priced into the report.
All open documents in full — everything currently encumbering the property.
All open and closed documents — a complete record, including satisfied items.
Commercial
No copies — the certified abstract of record data only.
Pertinent pages of the open documents, priced into the report.
All open documents in full — everything currently encumbering the property.
All open and closed documents — a complete record, including satisfied items.
Product Comparison
| Economy | Expanded | Full-Open | Complete | |
|---|---|---|---|---|
| Search Back | Current Owner | Current Owner | Current Owner | Current Owner |
| Tax Status | ✓ | ✓ | ✓ | ✓ |
| Deed Copy | Current | Current | Current | Current |
| Search Liens | ✓ | ✓ | ✓ | ✓ |
| Search Mortgages | ✓ | ✓ | ✓ | ✓ |
| Encumbrance Copies | — | Open | Open | Open & Closed |
| Copy Types | — | Pertinent | Full | Full |
| Copy Fees | Included | Included | Billed Separately | Billed Separately |
Important Notes
When choosing a title report, it's important to understand whether you will be responsible for copy fees, what pertinent pages vs full pages is, and what open documents vs closed documents is. Expand the sections below to learn more.
Document Copies Notice
Document copies (scanned pages of deeds, mortgages, liens, etc) provided in a completed property report will vary based on the type of property report purchased.
- Some reports DO NOT include any copies; just an abstract of data from the documents.
- Other reports will include pertinent pages, priced into the listed price of the report (click here to watch a video about pertinent pages vs full copies).
- And for some reports we will include copies, but the cost of those copies will be charged separately from the report.
Where stated "+ copy fees" means we will include copies, but all copy costs charged to us by the records' office to obtain those page scans will be billed to you. We will charge your credit card separately for the copy fees -after retrieving all copies and prior to delivery of the report to you.
We DO NOT markup copy fees. Copy fees can range from county to county, provider to provider, but as a very general rule run $5 for the first page, and $1 for each additional page.
When requesting pertinent page copies or full copies for open, or more-so, open and closed documents, be aware that complex or far-dated searches can lead to a tremendous amount of copy costs. One full mortgage document alone can be 50-100 pages long.
Copy Types & Document Categories
There are 2 types of copies we can retrieve.
- Pertinent Pages: We will only scan pages that contain the important (pertinent) information of a document; names, dates, amounts, etc. This reduces copy costs charged by public records offices.
- Full Pages: We will scan all pages of the entire recorded document, regardless of page length or cost.
And there are 2 categories of documents we can abstract and retain copies for:
- Open: When purchasing an abstract, in most cases clients will only care about what is currently applicable to the property, such as the current deed(s) and any items that currently encumber the property; mortgages or deeds of trust, liens, judgments, etc.
- Closed: There are cases where clients need a search and copies of documents that are both open (currently applicable, unsatisfied) and closed (items that no longer encumber or affect the property, satisfied), such as a deed from a prior owner, satisfied mortgages, released liens, etc.
Zoning and Costs
In regards to title research, real estate will fall into 2 zoning types.
- Residential: A home or residential unit like a condo, timeshare, etc.
- Commercial: A commercial building or multi-unit complex, like an apartment.
As a general rule, multi-unit complexes of 4 or less units we will attempt to treat as a residential property. Please inquire with us first.
The main reason title search companies will make a distinction between residential and commercial property is due to the complex ownership structures and recorded history of commercial properties.
Order a certified title search today.
Certified abstractors, county-verified records, and clear turnaround times — nationwide.